There are probably few people who doubt the impact that higher learning has upon earning potential. Over a lifetime, a 4 year college graduate earns an average of $1 million more than a high school graduate. For this reason, college has become extremely expensive and getting adequate financing can be a tough road to tread. There are essentially 4 separate types of loans designed to help people pay for their […]
Student Loans
Four-year residential colleges are extremely expensive, and can lead to massive student debt that can counter the benefits of attending college in the first place. That is one of the contributing factors as to why four out of ten high school students choose community college over a four-year university. In fact community colleges are the fastest-growing and largest sector of higher education. Two-year colleges may in fact be the best […]
America is now $1 trillion deep in student debt. This debt does not just affect those who experience it, but has a much broader reach than many people would think. People of all ages from those just entering college, to the retired should care about solving the student debt crisis. Student debt is in fact expanding at an exponential rate. In 2011, two thirds of students graduated with an average […]
It can be easy to think that you are too young to be worrying about making investments for the future. However, there are some distinct advantages in starting at a young age with certain types of investment. Some of them are discussed below. Life Insurance Life insurance will secure your family and any dependents by paying out a lump sum or a monthly income when you […]
It is safe to say that colleges in America have turned into nothing more than big businesses. In the last few years colleges have raised tuition rates, which just happened to be during the worst recession this country has ever seen. Despite this, Americans are raised on the idea of college being the ticket to a better job and they are willing to risk going into debt in order to […]
Are you planning on attending community college? Smart move, but are you worried about how much does community college cost? Obviously, it is a lot cheaper than going to a 4-year college. Yet, I totally understand wanting to know the actual costs so I decided to write this post. In this post, we will consider how much community college costs in regards to tuition, living and other general expenses. It […]
The worst thing you can do is ignore your student loan debt. This stuff just doesn’t go away. It accrues interest – interest that sneaks up on you until it smacks you in the face with a loan size that you have no hope of repaying. You don’t want to be shackled to this debt for the rest of your life, but you’re not sure what to do. It’s time […]
If you tried to find out the average community college debt, you would probably have a hard time finding a solid statistic. Most major educational resources provide averages on student loans, debt, etc. However, they do not offer much information on 2-year community colleges. Why not? Community colleges are so cost effective that many students are able to pay their way through school. In many cases, community college foundations help […]
When you’re young and about to transfer to university from community college, the only thing you can think is that you’re sure to be a success. After all, you were a smash-hit in community college and now you’re transferring to university, which is certain to land you a job making the big bucks. Because of these beliefs, many of today’s community college transfer students think nothing of taking out high-risk […]
College is a massive expense, and any one who has received an undergraduate degree or graduate degree have probably experienced it. Sure, students loans are there to help you, but don’t be naive about them. It’s important to know better about loans and lenders, this way you can avoid getting scammed or being taken advantage of over your hard earned money (or perhaps your parents’ hard earned money). When you […]
Life sometimes has a certain rhythm to it once you turn six years old: school, school, school, graduation, university, graduation and then: student loans. If you follow this path, as many do, the beat goes on and on, and often what keeps time is the dreaded monthly student loan payment reminder that pops up in your mailbox or inbox to make sure you fork over X amount of dollars without […]
About two-thirds of all full-time undergraduate students receive financial aid when attending a community college, vocational school, or university. Financial aid can come in the form of grants, scholarships, student loans, and even work-study. The financial aid a student receives helps them pay for their cost of books, supplies, housing, and other expenses they will incur while they are in school. If you receive financial aid, you know that you […]
Description – This article is about perspective of young adults, who are in huge student debt, about love romance and marriage. Yes it can. “What about the student loan?” Today this question is asked by many female young adults while on dates and mates. As per a recent survey done by the Federal Reserve Bank of New York, almost 37 million individuals are in great trouble due to student debt. […]
Going to community college and earning a degree is one of the best ways for anyone to get ahead in the world. It’s a commonly held belief that college graduates typically make more money, and some believe that these same individuals live a happier lifestyle. The cost of 2 years at community college and another 2 at university education can be overwhelming, but scholarships are available to help with the […]
The average person pays for his college education through loans. However, with so many choices available, it is difficult to decide which loan would be the most suitable. Credit cards are generally regarded as the worst kind of loans and most people blame them for falling into a debt trap. Student loans are considered to be much better as they are specifically designed to suit the requirements of the college […]